I use eggshell on the walls, flat only on ceilings and high gloss on trim and windows.

I realize I don't have the actual NOI, but that price sounds super high for the gross income you're stating in your narrative.

I have done this before and now find the risk just to high.  

Well, I wouldn’t go that far, people throw that word around too much these days but I would say they made a lot of promises that they haven’t kept and paint a very unrealistic picture with an extremely high pressure sales scheme that does a disservice to the vast majority of their students.

One veteran buyer remarked to me that he didn't get any properties because the prices were so high. 

But wanted to say that I highly recommend checking out REIA for Oh and/or Cincinnati and Dayton.

Think I better clarify - this isn't an altruistic attempt to help VRBO 😄, but rather a hope that it might result in a higher overall booking rate if both platforms perform at a high level

Some lenders even do as high as 1.3.

I’ve been working with several lenders for DSCR loans, but I’ve found that the fees are quite high, with minimal benefit in terms of lowering my current interest rate.

The other factor that's relevant for me is that my husband is a high end W-2 wage earner and we could greatly benefit from the potential tax benefits of actively managing the property.