Hi @Adam AeroIt's good to have goals in mind.

I'm Pratik Patel, a healthcare professional excited to join the BiggerPockets community.

Try to narrow down your options to the top 3-4.

It depends on what you want to invest in.

For almost $100k a lot you want a pretty high NOI to make sense of it, like over $300k IMO I agree.

@Bryce Nurding Rates are close to a 2 year low.

@Frankie Lotrec if you have an existing loan on the property and you plan to legally convert from a 4 unit to 5 unit , you should check the loan documents because you’d essentially be converting it to a commercial property, since 5+ units is considered commercial and subject to different appraisal approaches and so it would rule out the property being considered for purchasers utilizing residential financing.  

They expect you to live in one unit, BUT I have never heard of anyone from the lender go and  check in on you to see if you are actually living there. 

These two demographics are projected to be long term renters which will help keep vacancy rates low for years to come.In recent years, Pittsburgh has become a tech hub in its own right, attempting to create a dynamic job market similar to Silicon Valley.

Welcome to BP !