Most municipalities have different mix-use categories which dictate the precise commercial use that's allowed.A few additional observations on mix-use assets and how I approach them (1) they are generally more difficult to finance than multi-family assets so expect lower leverage terms even if the property performs just as well if not better than a multi-family property and therefore price this into your acquisition (2) I focus on mix-use assets where at least 80% of the income is generated through the residential component.

Even at retail, if you're paying 500k, they're generating 50k to 60k a year in gross rents by year 2.

A person that’s just looking for a property from time to time Brrrr would not be able to generate off market deals very easily without prior experience, etc.  

These strategies can maximize cash flow, reduce living expenses, and generate potential returns.Good luck!

Also have reached out to tons of agents I have connections with already and not having much luck, so I want to focus on generating off market leads.It's my goal to get really proficient at cold calling.

Compare Savings: Subtract the prepayment penalty from the potential savings generated by refinancing (e.g., lower monthly payments, reduced interest rates).

A connection of mine is well established within the energy realm in NH.

Acquired 1-bedroom rental property, generating 30%+ cash-on-cash return.

5️⃣ Energy-Efficient Upgrades: Solar panels = tax credits!

And when people get tunnel vision for lowest $ down, they tend to not give attention to the revenue generation of it, the operations, and that's a VERY dangerous combination of high leverage and not so-good revenue.