Each investor will have different guidelines in terms of how many units is the property and what percentage is commercial compared to residential. 

Those offers do not meet the investor parameters/guidelines that lenders must follow when a deficiency balance will be created.  

That's gambling people. 

Here is what Pace or anybody else doesn't tell you:Using Subject To, to Get "Free" Properties https://www.biggerpockets.com/forums/311/topics/1060320-using-subject-to-to-get-free-properties-a-quick-guideline 

If you ever go to sell, of it isn't cash, these are some guidelines some financiers go by.

Hi Michael, it depends on the loan product/type and the corresponding guidelines. 

the higher the tier you are in, the better your rate will be on your loan.For real estate, Fannie Mae has these guidelines published:https://selling-guide.fanniema...For other banks it is just up to their individual lending standards.  

My gamble is, about the time I get this cabin designed and built, the Airbnb market is back on the upswing.

We are now disabled and maintaining the land (in city limits) is becoming too much, AND property tax values are TOO high, due to a few lots that keep selling and owners later finding out new fema guidelines have made lots unbuildable.

Hopefully I've explained clearly but if not drop some questions below and I'll try to clarify any confusion.And I'm sure there are state specific guidelines so if it makes a difference I'm in Massachusetts Thank you!!