As always, conduct thorough due diligence and make investment decisions that align with your personal financial goals.

Even if you don't decide to keep it in the long run, it's an appreciating asset you can make money off of.

A financial advisor or real estate pro could help you map it all out more concretely.If I were in your shoes, I'd probably lean towards selling and reinvesting into some more diverse assets, or just more properties, but that's just me. 

Once you have a financial base then invest. 

Quote from @Shawn Questa: Hi all,I am curious what some of the Pros would do to Help a Seller in this situation while making a Deal happen.I found a 200+ day old MLS Listing where the Agent said the Seller is in Financial Ruin, hasn't Paid the Mortgage in a year, owes about 180k on an approx. 210k House and multiple Buyers have backed out.I don't know how someone could not Pay their Note in a year and not at least be in Pre-foreclosure. 

Besides the financial liability, I would not want the mental trauma and anxiety of knowing a kid had died in my pool. 

The rate might be .5% higher for the 30 year, but looking at it financially what if you took that $187/mo and invested it into the stock market at 7-9% returns? 

If you have a business you can grow and get financially rewarded that is higher priority then leaving that.

And financial experts are asking me if the question is a joke?

This deal proved to be the perfect balance of financial gain and personal enjoyment.