@Reyna AyalaI personally feel this is overkill.

Feel free to reach out if you have any questions about Birmingham.

It's my first time to hear vacancy hacks and feel very excited about it.

@Nick Rivers, where do you feel you are coming up short?  

I feel like overall there is a lot of unknowns here for the reduction in interest rate to be worth the premium.

With inventory expanding, it feels like there could be opportunities to secure deals, especially if the right cash flow potential is there. 

Let me know if you need any help, feel free to connect.

. - Fractional TIC loan: you can now own a unit in a building that isn’t classified as a condominium, yet from a financing perspective, will feel that way.

I’ve been involved in real estate investing for over 30 years, so if you ever have any questions or need guidance, feel free to reach out.

I feel this gives me the flexibility to find the right solution for my client and not just sell what my bank offers.I'll also throw in my 2 cents on common differences I've seen in my career:CDFIs - Because of their subsidized financing structure, they have the ability to be a low cost lender (and sometimes provide grants).