What makes NJ good is being in areas with favorable land lording laws and proximity to transportation/NYC. 

You make the mortgage payments on their behalf.Advantages:Full Ownership: You gain full legal title to the property while keeping the favorable 3.25% interest rate.Control: You have more control over the sale because you hold the deed.Simpler Resale: Since you hold title, you avoid the complications of a land contract when reselling, especially to FHA buyers.Risks:Due-on-Sale Clause: The lender could potentially enforce the due-on-sale clause if they find out you’ve taken title, though this is relatively rare in practice as long as payments are made.Higher Closing Costs: You would need to close formally and cover title, closing, and potentially transfer costs.3.

But sellers, don’t let that discourage you—this just means you’ll need to be strategic with pricing and presentation.Townhomes & Condos: A Buyer’s DreamIf you’re looking at townhomes or condos, the market is definitely in your favor.

I about gave up when Inslee changed the rental laws here in favor of the tenants, but I was introduced to a very good property manager and have had good luck since. 

Due to more favorable loan terms (and a bit of impatience/ignorance on my part) we went the traditional financing route for the property, with my wife and I both being on the loan. 

But one argument in favor of refi is that you can get cash at a low interest rate to invest in stocks or other assets.

I'm actively purchasing multiple properties and would like to leverage hard money loans with terms typically ranging from 1.5 to 2 years.My primary focus is on securing financing that aligns with my investment goals while ensuring that the rates and terms are the most favorable.

The U.S. offers real estate tax benefits like depreciation and favorable capital gains rates, which you can leverage while residing in Canada by structuring your investments properly. 

Adding an addendum mid contract is often difficult when it favors one party over the other.I guess I am a little confused... bring on a new property normally comes in 2 forms - 1.

While the initial costs are a consideration, the long-term ROI can be favorable if there's sufficient demand in your market.