Dwelling (Building coverage)The limit should be based on the Replacement Cost of the building (cost to rebuild withthe same kind and quality excluding the foundation)2.

There are some DSR Rehab lenders that may lend based on ARV.Otherwise, you'll need to raise funds from family & friends.

Property taxes will likely be reassessed based on the transfer value, so confirm local rules to anticipate potential increases.If you hold the property for at least one year, you can use the equity as collateral for a construction loan, aligning with your long-term financing plans.

Based on the continuing research, wholesaling property wouldn't be the right strategy. 

Based in Tampa, I have a lot of knowledge in Pinellas County rules and regulations as well as best practices/highest returns. 

I have not started looking in those markets yet, but based on everyone's great input on here I definitely will now. 

A savings to put deposits and another account for everything elseyou don't need separate bank accounts as accounting software will classify all of those items.

Based on the above points, you asked us (experienced investors) what would WE decide.  

The cash flow that you need to achieve should be based off the rest of your portfolio and your financial situation as a whole.

Our PM company signs various ones for both our residential and commercial landlords with similar language and base pricing.