using equity to fund deals is a delicate practice.

The benefits of off-site fabrication are plenty: There's no inclement weather to worry about, there's more efficient sourcing and utilization of materials, less material waste in the factory, less site disturbance, less neighborhood disturbance, less soil compaction, less erosion from construction activity, better quality control, larger purchasing power, there are many more.The modular fabrication market in the United States is disturbingly inadequate compared to what's happening across Europe and Asia with the adoption of robotics and automation in their production.

The few loads of delicate stuff they might dry on a rack in their apt I wouldn't worry about. 

I would still prefer the face-to-face approach just so I can feel the fabric of the furniture that I'm buying.

I guess I've gotten the impression that sellers are delicate creatures with high expectations that are very difficult to satisfy.Thank you for advice regarding package deals. 

Law and facts are easy to fabricate and anyone can find a basis to sue.

That's what you pay.The "courtesy call" could be a fabricated deal to see if you're dumb enough to jump in and offer full price. 

I'm looking for some suggestions on how to handle this delicately. .

I'm wondering if anyone has experience with a money lender or other ways to finance an REO that could help me close on this delicate all-cash deal.

There is a delicate balance there that you want to try to achieve.