it sounds like you're really eager to deploy a bunch of capital into supposedly cheaper markets, but you're not going to cash flow $500 on a random single family anywhere unless you are self-managing and super hands-on and prepared to deal with rough turnovers.  

Denver Creative Housing, Denver Sublets, Roomies, Roommates, and so on, there are a few good ones)Also, I use Roomies as well because it is a site specific to finding roommate tenants, and there is a huge demand for it as well, so it is a great alternative to fill vacancies for houses if your owners are open to it and you price it correctly. 

If you pick a solid property in a good area with good schools, it'll appreciate - it'll be negative cash flow as a long term rental (unless you have some creative strategy or do STR/MTR) and you're less likely to have repair, tenant issues, crime etc.

He has helped me with some creative financing and outside of the box strategies in the past.

I'm hoping to hear some creative ways people are handling this part of the process.

Creative financing is imperative in todays market.

If there's any existing balance on the HELOC when you start, just remember that those interest payments and principal payments (if any) are NOT part of his scenario.Now, tell me how wrong I am, but be prepared to explain why.David:The HELoC is a bit of a strawman in this example.Back to my earlier question, why not simply increase the payment on the mortgage note by $300/month and dispense with the accumulator and lump-sum payment of $3000 every 10-months?  

Just trying to prepare for the worst.

I don't have any liquid cash, so we are to discuss creative financing.  

This makes them ideal for investors with growing portfolios or those looking to take on larger projects.Portfolio lenders often offer more flexibility with their terms, allowing for creative deal structures and quicker closings.