Plus, equipment can be a hefty expense and may need repairs over time.Instead of a conventional treadmill, I would consider a walking pad paired with a height-adjustable desk-- its cheaper and can be hidden/discreetly tucked away.

If it is conventional then the loan is not assumable. 

Best bet is to go talk with some local banks and commercial lenders bc most likely that's not gonna fly on any kind of conventional loan.

25% down conventional loan. 6.499% rate on investment property, happened to lock rate at the best time of the year a couple days before rates started to go back up.

To get started, consider FHA Loans and conventional loans, and be strategic with renovations and tenant management.

Minus my current mortgage of 3324 the cash flow would be 2273.I would like to get out of my FHA loan and into a 15 year conventional.

Look into cash out refi into conventional if you need the funds to continue to invest.

But I would either do a 3.5% down FHA or a 5% down conventional Depending on credit.

With a Conventional cashout refi, you will need 12 months of seasoning from purchase; however, the LTV will be based on the new appraisal amount, not the original purchase. 

Conventional 20% down.