They’re more complicated and take longer to fully conclude.

I'd rather spend 300 a month on a subscription + texts on batchskiptracing and actually know when my stuff goes out vs 75 a month on a subscription and texts on this software and have no idea when all my texts are going out, not being able to stop a campaign unless I delete it, and just praying that the complicated steps I took when setting up my campaign don't backfire, or crash, or nothing goes out, or whatever.

But that also complicate things as you wouldn't be able to get a conventional loan.It seems like you'll be investing long-distance.If you haven't read "Long-Distance Real Estate Investing" by David Greene, I would highly recommend it.

It is hard to get started and even more complicated if you begin as a passive investor looking for a turnkey opportunity hundreds of miles from where you live.

I would have both parties involved, especially if it is a complicated nesting structure. 

Most real estate seminars tend to be pep rally sessions to motivate individuals using various psychological techniques more than providing information and insights based on research that you can't find elsewhere.What seminars have you attended where it did not feel like blowing smoke up your glass?

To answer your questions: The seller financing piece is likely to complicate your refinance.

In most cases, neither is warranted.Warning: I am not an attorney, and this can be a complicated topic.

We plan on using DSCR loan (yes high rates but our complicated taxes makes non conventitional as our only choice at the moment) so PM fees will def kill anything. 

Normally not that complicated.