You can do both, not an either or, but focus on the one you like the mostRE and CRE are great if done carefully and methodically and with patience, but so is picking individual stocks. 

In the meantime, if rental income is able to pay for the cost of the mortgages then I frankly do not really care what the interest rates are.

@John Kim @Travis Biziorek is 100% correct.S8 really isn't difficult, but it's not the answer to everything that the self-proclaimed "gurus" make it out to be.With S8 tenants, you're just trading one set of challenges versus direct paying tenants.When we advertise a rental, we take the best tenant we can find, immaterial of their source of rental funds.You want to be careful investing in the City of Detroit because there are a lot of "crooks" trying to sell you Class D properties dressed up to look like Class C or B.Connect with us or Travis for more info!

I've learned a ton about syndications, partnerships, funding for construction, the development process and so much more about managing consultants than I will ever care to admit. 

Marketing, screening, collecting rent, unpaid rent, maintenance, capex, insurance, lawn care, vacancies, turnover costs, inspections, and so much more. 

Then in 3 years they will be producing coconuts.Pond is only about 1/3 of an acre but will produce several 100 pounds each year.  

I know the deferment period for capital gains is almost up, but what are the pros and Cons of an OZF vs a traditional 1031?

While fees are pretty similar between custodians, read the fee schedules carefully as there are sometimes others fees charged that aren't readily discernible.Good luck and happy holidays!

Take care!

Building back utilities can increase your income, but it requires careful planning and execution."