Based on the purchase price, closing cost, agent fees and certain other items you will calculate (capitalize) a total number.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

In my experience, most of the online calculators are just taking an educated guess for you.

Since you plan to keep it the ARV doesn't matter in this calculation.

If you move into a property acquired through a 1031 exchange and make it your primary residence, you may qualify for the capital gains exclusion under Section 121 (up to $250K single/$500K married) if you live in the property for at least two of the last five years before selling.However, gains attributable to the time it was a rental property remain taxable (non-qualified use), and depreciation claimed during the rental period must be recaptured at a 25% tax rate.

Hi everyone, joined BP last year for all the freebee calculators and finding myself a bit over my head and in need of some advice...Have a commercial property bought on land contract, 0 down, 5%, amoritized over 30 years with 6 year balloon for 120k last year.

Does the tax code say this directly or is this inferred from the mechanics of the bonus depreciation calculation?

Even if the deal U/C doesn't close, I will calculate the value based on the one deal at the end of the year. 

A heloc is also calculated at it's Max amount usage even if not used during underwriting for a new mortgage.Cash out is tax free and it can be used as an "Asset or Liquid reserve" on new approvals. 

I think your best approach is to pretend you are the investor yourself, calculate build cost (mortgage with interest) + Maint / cap expenses/ management fees according to your zoning and then compare that to the average rent in that neighborhood.