The biggest downsides are that they usually have higher rates and require larger down payments.

Good question, I think the biggest question will just be your overall timeframe and how quickly you want to get everything done. 

It’s a beautiful custom home, one of the nicest in a so-so Oakland neighborhood ("biggest house in not the best area").Here’s the context:- Bought in 2014 for $590k, appraised in 2022 for $1.2m.- Located in a C- to B neighborhood—close to amenities and mostly safe but not for everyone.- Converted to a rental in 2024; initially rented for $4,750/month, but tenants moved out, and the soft Bay Area rental market has made filling it challenging.

The biggest indicator that they should not be comped against each other is from the market price of each.  

The biggest impact to your credit is payment history.Next biggest impact is your credit card utilization. 

Also, what’s been your biggest challenge when it comes to securing the funds you need?

After 45 years investing across many asset classes, many investment types, and everything from lowest risk to outright gambles, I think I finally know the answer.The biggest divide is between investments in which operational control over that investment is with the investor, and investments in which control rests with another party.  

Opportunity zones can offer great tax incentives that encourage real estate investors to invest in underutilized and low-income communities.

Biggest scam ever.

Biggest mistake I see is going to vacation and then half of the 45 day ID period days are gone or an investor looking for a (deal of the century and not being realistic).