Earning potential and cash flow seems like it would be easier to obtain if the numbers are right.

I am not acting in an agents role as I am providing the service to help the owners sell their assets, while enabling the buyer to acquire cashflow positive deals that banks are not providing with current rates.

But I meant in the instances where the note itself is converted or exchanged for credits and the ledger shows it as an asset, deposited in a Demand Deposit account.

Account Closed said, income and assets are the only "hassle" with a conventional loan.

Notice how they presume they are going to buy the asset at a substantial discount from the lender.  

Sounds like it is best to either use the HELOC or obtain a conventional mortgage rather than using a HELOC and then a cash out refi.  

So everything hinges on appreciation, which could come back with inflation.Primary residences are often not good rental assets.

This allows them to get more capital so they can make more loans without having to grow their asset base, while also maintaining their relationship with the customer through monthly payments.

Don't amortize the concession, that affects your NOI and the valuation of the asset. 

Hotels are the baby of real estate investing and running a business.Unlike any other commercial asset class, hotels are extremely labor-intensive to run but can spit off ridiculous cash flow.