A Heloc can never be used as a PITI reserve, or an asset instead its a debt burden and an additional trade line on credit.A Heloc carries a higher risk when it comes to security meaning if you miss a payment even by mistake or for any reason, your scores drop, or your balances start to change your DTI or usage percentage.

The 6th, 7th and 8th highest page views per listed properties were in Macon (out of 113 hospital systems in GA, counting ones with missing data).

There is a variable missing in your post that is the key to answering the question of which asset to leverage to purchase the asset you have in mind.

“The doctor says she can’t testify right now,” Wilkins said.It was the second consecutive meeting she has missed, the trustee said.Van Gundy has said she sustained a brain injury late last year after falling and hitting her head on a concrete table at her home.

However, that deal fell apart and Waco missed a big opportunity. 

Quote from @Lauren Powell: Anyone investing in Boise starting 2024 and seeing cashflow, or did I miss the window? 

@Joshua Thompson already linked the long post that I wrote to answer your question:https://www.biggerpockets.com/forums/51/topics/1215989-expla...Based on your subsequent comments, you missed the point of my post: it DOES NOT matter whether your accountant holds a CPA or an EA designation (or neither of those two).

I recommend that you learn the tax code and take ownership over your strategy.Not having some foundational knowledge and an opinion on how to approach taxes as a business owner is a huge mistake.In my experience, every single business owner who says "I just let my CPA worry about it and I focus on my business" is doing a suboptimal job at tax planning.They are likely missing out on 10s or hundreds of thousands in saved dollars every year.Stop making excuses and get to work.Just a few months of part-time learning about taxes will pay you for the rest of your career.

I haven't heard from an actual owner of a Padsplit (reviews from tenants are hit or miss).

There are other free services out there as well.If you only have a couple units and that is all you want and you never plan to hand off property management then you can probably just collect checks and have tenants text you.Personally I don’t like tenants texting me issues, they are too easily missed or forgotten about.