So he needs to be more ITM than  the 1.25:1 ratio.With that said, to answer the question-- figure out your debt or income.

Now, you need to figure out how to find deals and pay for them.

That was my whole reason for the post, trying to figure out how to use my sizeable retirement account to my benefit to grow my business of owning/managing rentals. 

A good GC will have their own contract for you to review and you could potentially negotiate from there to see if you can figure out what works for both of you. 

First thing I recommend is to figure out your target market.

We are contractors with different expertise and want to figure out a way that is fair both to get compensated.

Trying to figure out best course of action with available options. 

We do the land up keep and figured in the long run if we can use the other half of our plot for events it will offset any land keeping expense (do not mean anything by this just sharing , faith and movies always say helping others brings good luck.

Figure you are paying $6K in insurance for 5 years (assuming it doesn't go up) plus whatever the deductible is...is it better to save that money and should you need a new roof, pay for it yourself? 

Usually you're going to have to invest some front-end money to survey it out and work with an engineer to figure out what's possible (generally the more lots the better) based on your existing access to infrastructure, the desirability of the area, zoning rules, etc.