I’ll also add that since I am both asset classes I feel both have their pros and cons and neither is superior to the other.

Feel free to reach out if you’d like to talk about real estate or exchange ideas!

If you ever want to discuss strategies for sourcing deals, building relationships with institutional buyers, or refining your market analysis approach, feel free to DM me—I’d be happy to help!

As a SFR investor for over 15 years I have been wrestling with this question in the past, because it feels like you should upgrade to "bigger".I know for sure that I would not enjoy the ownership experience that comes with a small 4F, because in Milwaukee that typically also means lower income tenants. 

Loan officers with 25 years of experience typically are more experienced, and have less time per file, because they have an abundance of files.Loan officers with 25 months of experience typically are less experienced, but have more time to devote to you.I can't write my own loans, so when I'm getting a loan I prefer working with less busy people when I'm doing my own real estate investment, they're more responsive and dedicated it feels like.

The property feels more feminine so you can consider a refresh to neutralize this.

If the answer is yes, then it's a no brainer to make minimum payments on your 2.8% interest rate mortgage, and use the funds that you would have paid extra to pay it down faster, to either invest in more real estate, the market, or anywhere else where you can get a ROI > 2.8%.If the answer is no, then feel free to aggressively pay it down as fast as possible, to become debt-free faster, and just have a large amount of money in savings or to splurge with.The bottom line is that your 2.8% mortgage is GOOD debt.

I'm new to house flipping and feeling a bit apprehensive about moving forward with my first deal.

Feel free to message me if you have any specific questions as well.

Feel free to DM me too.