As long as you print the intelligent mail barcode on your mailpieces, you won't have to pay the annual mailing fee.

The cap expense estimate needs to be accounted for every month otherwise your cash flow analysis will indicate artificially high. 

The instructor stressed the purpose of the course was not to make us lawyers, but to permit us to discuss our business issues intelligently with lawyers.

The lawyer ones seem to be assuming an IQ of 80 (still below average intelligence), so they hand out the level 8 info as the teaser (which is sometimes nuanced and interesting stuff), which you'd have to pay for if it was being marketed to you as a lender. 

So there is a legitimate reason why the prices are going up there, as opposed to places in North America where prices are fuelled by artificially low interest rates and too many investors chasing too few properties.

And they will add Wire fraud, filing false documents, tax fraud (when you take the tax write offs) and impersonating an intelligent human being.

Robert Adams - just curious why you would use 2008 "Peak Prices" as a measurement when those prices were completely artificially inflated.

If you can talk intelligently about the market and know your numbers off the top of your head when you are talking to people, you age will never come up

Use your emotional intelligence.

Its good to know your market so you can make intelligent offers based on market conditions.