I'm thinking that this would be an excellent place for ground-up self-storage.

Hi,I am buying a raw land to build a new ground up self storage facility in central Ohio. 

Refinance it with a commercial loan from a portfolio lender (or other lenders) on a 30 year note with a deed seasoning requirement of 4 months or less at 75% LTV.4.)

This is extremely helpful for the tax savings benefits but also because many of the assets used in a restaurant business need to be replaced much sooner than 27.5 years.Some of the major benefits of Cost Segregation are:Reduction in real estate taxesReduction in casualty and property insurance premiumsFor previously misclassified assets, you will now have the opportunity to claim any “catch up” depreciationBy accelerating depreciation, you increase your cash flowHaving additional cash allows you to invest that money back into your business, invest in other opportunities or pay down your mortgageHere’s a list of personal property that could qualify for accelerated depreciation:Drive-throughCanopies and awningsFlooringPoint of sale systemsDecorative millworkKitchen equipment hook-upsDoorsEquipment installationHVACWiringBeverage equipmentFood storage and preparation equipmentFloor coveringsSignage site improvementsInterior light fixturesFire protection equipmentThese studies should be conducted with your cost segregation specialist, CPA and financial advisor.

Hey all! I live in NJ and I wanted to know when I can legally live in another property. I recently did an FHA refinance and am required to live in my current 2-family for at least 6 months. We closed in early November...

Sometimes on the commercial side you can find that they won't require seasoning, for example the bank I work at has no seasoning requirement.

Different lenders/banks have different seasoning periods--i.e. the amount of time you must wait from the original purchase in order to refi--but it more than likely will not have to be 2-3 years if you have the equity available sooner. 

Whether  you are a seasoned investor or experienced home buyer there are still questions to be had when it comes to lending.Key points to remember and to ask yourself when you are getting ready to get a pre-approval are:What is my FICO?

A big concern is that if we don't get enough snowfall or have a bad fire season, all three units could sit empty.3.

The larger side of the house has 3 BRs, 1.5 bathrooms and a great deal of storage space.