Something problematic they find that was undisclosed on your application (not saying you'd do this, just giving an example), title issues, entity issues, issues with the appraisal even if the value is acceptable...you can either bite the bullet and pay for the appraisal, don't move forward with the loan, or try and find a HML/PML willing to lend to you without an appraisal. 

Pass-through utilities are those that get billed to the landlord, and we pass the charge on to the tenant.UTILITIES.

The election is made on Form 8949.

Thanks for the well thought post on a resurgent Waco.

I personally wouldnt work with a discount broker on the list side as there is a decent amount of money that goes into presenting a good listing.

How much is the HELOC and what is the interest rate you are paying on it? 

It depends on what you are trying to do.

@Marci S.This will be challenging as most lenders will lend on an asset.

Suppose you have $46,000 mortgage at 8% interest on restaurant, $22,900 SBA loan, $3,900 at 1.75% interest on a microloan, $23,00 on temporary 0% interest credit cards all for the same business totaling $95,000 in debt. 

Hey Matthew,I work a lot in the Detroit market, specifically on BRRRR projects and with Section 8 tenants.