It's safe to say that your HOA will increase each year especially with inflation, how high rates are right now and will continue into 2025.

Your traditional hard money doesn't eat your profit, they charge you a high rate.3. $150/month in cash flow is not something to hope for.

They aren't tax savvy and neither are high income earners (both very low income/retired) and won't really entertain any savings strategies.

Loom is a great platform for adding all SOPs to video form - huge timesaver when it comes to onboarding, training, and familiarizing your staff with current systems- Create a tiered compensation structure for agents to incentivize the high-performersHope this helps!

Junky low-flow heads come in two types: the kind that are essentially a regular shower head with a restrictor somewhere in them, and the kind that spray out a high-velocity mist.

On the other hand, you can make money in any area, even areas with no growth as there are still people that live there, even if the population is declining. 

For example, the population changes over time for a metro area.When writing an article, I use ChatGPT to determine which points interest readers most.

Quote from @Mavely Pazmino:We want to use a hard money lender and use HELOC for 20% down payment… should I be worried that once I buy and rehab I wont get a high enough ARV to refinance in order to payback my HELOC and HML?

For commercial spaces - I prioritize a long term / cheaper tenant over a high rent with the potential for vacancy. 

I do wanna do business with them but I agree with the earlier post about they don't really account for vacancies and capex so it makes it difficult to cash flow and that's why I haven't pulled a trigger with them.One other thing is I'm seeing the area has a pretty high property tax that's making it even harder to make sense of a deal.