I have little income with good credit.

It will most likely be a line of credit with a second lien deed of trust (2nd mortgage).

As long as your partner has good enough credit and documentable income, and assuming that together, you both can qualify for the loan, then it is possible to purchase the house this way and basically house hack. 

I didn't have a good down payment, but I do have good credit & a higher personal income, so I was able to acquire a large enough personal (signature) loan to buy with "cash."

I have decent credit but will be changing employers next week.

However, my credit is only fair and and FHA loan is not a option. ( 4+ year old closed credit cards that are being paid off). 

Or if it is a small deal in OH maybe you know someone who can use a credit card to help you purchase it, then rifinance it into a non-QM (i.e. semi-soft money) loan. 

Not completely new to real estate .I own one rental property and one paid off condo that I live in.Trying to find my next deal .But I have an issue with my credit and having issues getting a loan from a bank.

Worse case scenario they told me over the phone (pre-screening questions) that they're credit score was probably around 400, so that would exclude them anyway according to my Standard Qualifications. 

I have good credit (730) but only about 10-15% down so I am looking for alternative financing but I have no idea where to start.