@Gayle Eisner Before the next fire comes along you might as well just shop around for replacement properties for a 1031 exchange and see if one catches your eye.

I'd keep an eye out and only sell after I have my new purchase under contract.   

I have zero retirement savings and am eager to start building a passive-income portfolio so I am not a burden to my child.One of my biggest hurdles is that I need to boost my income so that in the bank's eyes I can afford the mortgage payment BEFORE collecting any rent.

He played the big shot moneyman right up until a week later, when I found him naked in bed with his furry privates out, high as a kite on some kind of smack, blubbering his eyes out over a 400-lb equally naked woman who had just been brought back from death's door with Narcan by paramedics from the three ambulances and five cop cars blocking up the street my duplex is on."

Really eye opening for you to point out diversification - this is good to keep in mind especially as I continue to educate myself on what market will best suit me.

The fact that my tenants won't need to do that themselves is part of what makes it a premium rental in my eyes vs. a small SFH.

I’d make sure to invest as fully as possible at least in my Roth IRA and if I had a W-2 job the employer matched retirement fund as I did none of that in my early years and am now playing catch-up.

If she catches up, no problem.

As many landlords are aware following Covid, there has been an uptick in "catch up" travel as lockdown restrictions ease.

There's a triplex there we've had our eye on and are wondering why it hasn't been picked up yet. edit: looks like it's off market now, so that might be why :)