Stretch goals for the year include: getting my partner started with a flip and providing support as needed - she's a REALTOR, works in property management, and is interested in flipping; begin a marketing campaign to test out wholesaling as a deal-generation strategy.

This sounds a little weird to me, but after calling a few other insurance companies, it seems the threshold of 10 is fairly common. 

Already approved for $200k 203k loan but interest is 8%Goal: get 1st rental (already got a client to rent it for $1500 a month)How would you proceed ?

I know those states are the most commonly tossed around names for landlord-friendly states... but if everyone else is doing it, is that also what you want to be doing? 

Hey Aaron,If the goal is to use the HELOC as a down payment for a DSCR loan, you will also need to factor the Prepayment penalty when you decide to cash out on the new appraised value after all renovations are completed. 

Overall, there are a ton of really helpful suggestions in the replies here so I think you should definetley weigh some options in terms of if your goal is to keep the tenants or have the units be up to market rent. 

Remember, they can always refer themselves😊Now, make it a goal to call at least 5-10 of these people EVERY day and ask a MAX OF THREE off the list below of who they know that:Just inherited a homeHad a loved one pass awayIs behind on their mortgage or tax paymentsHas a relative that can’t take care of their house anymoreHas a house they’re having trouble sellingIs facing bankruptcyKnows a probate attorneyKnows a bankruptcy attorneyetcWhy only three off the list per contact?

With high fees and the grip Airbnb has around your neck my goal for 2024 is to get it down below 25%.

I think it is ultimately up to you with this decision, because of overall goals and what you're investing philosophy is.Some factors to consider, what would you be saving if you just rented?

Yes the interest rate is higher but it gives you optionality, in case your extra money for helping pay the 15 yr note disappears or your investment goals or priorities change for that money.