DM and I will point you in the right direction.  

Always keep personal and business accounts separate, document all transactions, and consult a CPA or attorney to ensure compliance and maintain liability protection.This post does not create a CPA-Client relationship.

In the meantime, I just need to keep working consistently. networking and building my team.

You've definitely come to the right place to build connections and learn, but you want to pair these forums, books, and podcasts with in-person real estate investing meetups in your area.

The limits are not high at first, but they can build with good utilization and payment history.

Lien is filed and recorded and then do nothing until it gets paid or property is sold and is paid ..

So that's another layer between you and getting your money back and/or paid.  

Always down to connect further and see how I can help you out.

We live in Austin, TX and are looking to expand however NWA has become quite overpriced and as such we are looking into the midwest and are particularly interested in Columbus OH, Milwaukee, Kansas areas.

They are still a risk, and I would not rent to them.