@Wei Jie Yang,Check with a local credit union.MIke

Next deal like this I'll probably just double-double check that I have more cash ready to go than needed, even when the lender says it's all good to go.

I just created a free account to check on one and you still don't get any info until you upgrade to "premium." 

Check lease, but it should say that all adults have to sign lease.

If the note has truly been administered between private parties the borrower will want to provide copies of the cancelled checks and a letter from the original note holder with a payment summary.

Check out www.RALAcademy.com. 

Do these numbers actually check out with your diligence?

This year, I'll make closer to $175,000 thanks to some opportunities for overtime, but they're not consistent or guaranteed so I don't want to consider that as regular income.I am very fortunate to have an excellent pension that will allow me to retire as early as 39 years old ($58k/yr) with it growing exponentially every year ($400k/yr at age 65 - which I do not intend to work until).

I would check to see if the loan is assumable, like a VA product.

Airbnb Considerations:For Airbnb, make sure to check local regulations in Tampa regarding short-term rentals.