As soon as I hang up the phone with you, my mortgage buddies and I instantly start describing the entities you think of as "lenders" as "investors." 

Sorry hole life insurance policies are payday lenders for the middle class. 

I know a lot that want cash but give sign a contract, give invoice, w9, receive 1099, or are incorporated, of course licensed and bonded, they just want it because they want to pay day labors or get more discount on material pricing.

BiggerPockets was recommended to me from a good friend of mine, and I was instantly hooked.  

Instant Liquidity.

Do many of you see upsides to mixing up your portfolio meaning short-term properties looking for instant cash flow adding fix and flips and holding for long term appreciation or even goals extending further of paying off these properties and holding for long term retirement or do you see if it's better to stick to one of these and go all in and make that the only strategy you use? 

Believe me there are some grannys running around who became instant millionaires who bought a long time ago and recently sold.

If you're being quoted a range of numbers, instantly discount the half quoting you south of the median. #4 gave you the lender-specific fees, this is just testing for who is "quoting low" to bring business in the door.9 - Honestly, that's kind of a loaded question.

Sounds like a ton of work, for an unlikely outcome, for an uncertain payday, two years from now.

B,Here are the threads:http://www.biggerpockets.com/topics/57246-worth-a-shot-anyone-buying-in-cincinnati-http://www.biggerpockets.com/topics/57191-3-turnkey-property-package-already-rented-2-485-instant-monthly-cash-flowAlso,My properties could be broken up.You can e-mail me if you want a list for comparison sake.Best of luck to youChris