Most people just don't understand the difference between a normal whole life policy and one that is Maximum Over-funded.

In Iowa we can get occasional breaks from the cold where some outdoor work can be completed on a more 'normal' pace.

You catch up payments and late fees, then start making normal loan payments.

Is buyer agrees that he will not hold seller or its representatives responsible or liable for any present or futural structural problems or damage to the foundation or slab of said property"Should this raise any red flags or is this wording normal for an AS IS sale?

Go find another lender and just proceed as normal.

Hello Fellow BPers.Our normal hazard insurance company is no longer issuing insurance prior to meth remediation.

That being said, every situation and each city is different in terms of what you can and can’t do with the additional unit, but for every problem there normally is a solution.

@Timothy Burnes Don't do it. 10-20k in equity is not worth all those issues.Bed bugs are a significant defect that can take either $5000 and tenting the whole building for heat treatment, which requires vacating the tenants or getting them hotel rooms for a few nights, or a sustained program of prevention with bed risers, leg traps, sealed mattress bags, and the tenants need to keep it up for.. get ready for it.. 6 months, which is how long they can live without a meal.Sewage in the basement could be a big issue if you have a sewer backup problem.The sinking toilet sounds like it needs immediate attention, but at least that's a straightforward repair.The other issues are what I would consider "normal" as in, you could fix them but don't need to in order to make the place liveable.Based on the bed bugs alone I would avoid... if you are comfortable with this level of rehab you should be getting a way better deal. 

Regarding HOA screenings - completely normal. 

You've also got a monthly meetup normally with Robert Martinez at Rockstar Capital.