Little things like monitoring utilities, connecting everything to surge protectors so appliances don't steal extra electricity, no cable or unnecessary entertainment additions.

The metal is not visible from the ground so I don't care but don't want to spend money to paint if it is unnecessary.

Having a brand new car is nice, but really unnecessary.

Answer: • Employee/owner compensation over $100,000• Taxes imposed or withheld under chapters 21, 22, and 24 of the IRS code• Compensation of employees whose principal place of residence is outside of the U.S.• Qualified sick and family leave for which a credit is allowed under sections 7001 and7003 of the Families First Coronavirus Response ActQUESTION: What are allowable uses of loan proceeds?

Drew On Coronavirus: ‘Businesses Destroyed, Lives Upended — Not By Virus, But By Panic’Stop the unnecessary panic and hysteria!

I personally believe this is unnecessary.

You will see when they send the list to you it has a ton of unnecessary info.

Overall, my feel with SoFi is that they don't have a ton of seemingly unnecessary paperwork and delays and have a modern streamlined approach to lending money. 

Maybe casually mention it, but taking applications seems unnecessary.

I never over-extend myself or take unnecessary risks.