They have lost many employees and the level of service and quality has been dismal.

ITs certainly in the ballpark but I think you can do better most likely - especially with your experience of owning five rentals - certainly some options here on BP to shop around - but the rates and points seem a tad high - you could probably secure something with both a lower rate and origination (and potentially no appraisal cost as some Hard Money Lenders don't require them)

I have homeowners insurance but had a fairly high auto quote from the same guy.

Remember to leverage tools like Bigger Pockets' forums, podcasts, and webinars to stay updated on market trends and investment strategies.Your journey in real estate is unique and personal.

I found a house in coddo mills that is around 300K and I need to pay $300 every month from my pocket after renting out that house due to current high interest rates (25% down payment). 

On the other hand, if your passive income is high, having these deductions will definitely help to reduce your taxable income. 

I have had a highly disappointing experience with Nomad Lease in leasing my condo.

The outcome of the Cypress Place deal in Los Banos, CA, was highly successful.

The outcome of the Greendale Lane deal in Jonesboro, GA, was highly successful.

Honestly what a great tool that most people don't know about.