Shoveling is just the sidewalk in front of the house and a path out back to the alley. 2) do you pay a weekly or monthly fee, or per mow/shovel?

Also ask direct lenders their opinion as they tend to have less formalities and fees than a bank.

make it contingent upon getting approval from the townshipWhere I am you pay $100 fee to the county or town for a ruling one way or another

@Elaine Fawcett I've been told by auctioneers that the hidden reserve is generally at least 70% of whatever the total outstanding debt is on the property, if not closer to 100%, particularly in the competitive market most areas are seeing.

Applicable fees: assuming you are zoning compliant, building and zoning permit (Accessory Building, Fence, Landscaping, etc.), Parking Lot Lighting, and Thorough fare Fees at a minimum. pages 14, 16, 23 of the Raleigh fee schedule Expect $400 or more per space in fees alone plus attorney costs ($273/space Thorough fare Fees alone)Or... run covertly. 

It's horrible from an ROI perspective but *if* I need the money I don't want to have to worry about minimum balances, dropping below a balance that might initiate a monthly fee of some sort, etc.  

If schedule 'E' is all they have, then yes they should show it but to be honest, it does not tell you much of what you need and a lot can be hidden inside the numbers.

Why would you want to deal with anyone demanding non-refundable fees when that is NOT the norm for the RE industry?

The bank does not want to own your property, get back & late fees, or any of that other stuff that turns a loan into a non-performer.

Are there fees involved?