The details may depend on the lender or what the conventions are in your are.

The realtor can just use this partnership as a sideline, and go his merry way doing more conventional deals, feeding you information and also helping when it's time to sell your properties.

Foreclosures have hit recent record numbers and with 10.2% unemployment most experts agree there is shadow inventory building with the banks.

I have credit partners who will purchase the property and then put it in a land trust and the buyers will have 2-5 years to improve credit and get conventional financing.

You might see who in the area seems to list a lot of the REO’s and see if they have it coming into their inventory soon.

That's roughtly 6 million people who used to be in a house and are no longer taking up room in a house.2010 until the inventory is cleared?

Purely, due to the fact that the REO is now a liability. 90+ days plus should be a starting point.Private lenders, pre-foreclosures(use for identifying property, make reserve bid never know may get it, most auction properties go back to banks anyway) and auction liquidating brokerages(most effective when looking for multiple properties).Right now there's a huge inventory of REO's new one's hit the market everyday may be a venue worth for you to pursue

I have worked on investment financing on every type of deal from Residential to Commercial mortgages, and conventional to hard money loans.

In other words, we agree on a discounted price as of today and then I print an amortization table as if I were getting conventional financing.

Besides lending hassles for conventional buyers, are you seeing less investing in general?