We were told it would be a "process" and were told to remove any and all food, cooking products, plates, glasses, pots, pans (anything we cook with or eat on) from the kitchen until the problem was taken care of - approximately 2 months!!

Care to talk more?

It wasnt a tone or sense that I'm perceiving, it's a derogatory statement that cannot be arguedWho cares how annoying utility companies can be, that does not give anyone the right to be disrespectful...

You need to be careful about the borrower.

I imagine whoever wrote this either doesn't care to properly answer, or doesn't know they legally can.I see this as a "if mom says no ask dad" situation, however I want to make sure this is a question someone at the hospital can actually answer before I keep digging.

Then saving the extra money for an emergency fund as well as your next down payment is much more important.Also when you go to get the second mortgage the bank is going to care more about you having reserves (more cash or assets that you can easily make liquid) than seeing you have paid down you mortgage some.  

Starting November 4, 1992, districts must have voter approval in advance for:(a) Unless (1) or (6) applies, any new tax, tax rate increase, mill levy above that for the prior year, valuation for assessment ratio increase for a property class, or extension of an expiring tax, or a tax policy change directly causing a net tax revenue gain to any district.’This is obviously a new tax which has been levied without voter approval.

@Dennis Tan You need to be very careful here. 

Get a larger than normal deposit.....construction employees won’t take the same care as an individual typically......I know.

But I deeply care about her business outcome.As a super researcher, I'd kick myself not asking for potential great referral from you here on BP.