(Audiobooks count here too..)  

So the tenants aren't going anywherePlease let me know if anyone would like further infoAs far as the 1031, I would be purchasing other rentals here in Florida, wouldn't that count as far as the taxes go

NOTE: college can often count as part of that history

If your payments are too much based on your current income (not counting the lost work), then I understand why you would be selling but it's hard to imagine a 72k loan being more than your rent would be, even after adding taxes and insurance.If you do have to sell, then you probably won't like my answer and it probably won't be very popular here.

But I'd be pretty happy with even just $400 cash flow on a $130k all in purchase, not even counting the additional unit to rent later.  

At least, I count all the costs to buy before they will make an offer.

As ridiculous as it sounds, if you use AppFolio Property Management software, it will change the 365/366 day count depending on the year you're doing the proration.

After the 15 day window all those credit checks will only count as 1 inquiry.  

One thing I know for sure, as devastating as some of my trials have been, and this past year has been the worst of my life, I can always find someone that has it harder, so I try to remember to count my blessings and keep moving forward. 

Again, I could be off but I wouldn't count on $2K.