Without this mentor ship, it would be tough to make the transition, as some local lenders won’t provide that level of service to new LO’s.As for a business plan, keep in mind this is speculative as I’m still new to the industry...

Sell it and get something else that brings money in so you can grow.If you are in a stable job that you love and you are looking more towards retirement and you believe there is still plenty of "up" left in your market, then maybe stuffing $700/month into the property as an investment makes sense.I personally do not think it is a good idea to speculate on appreciation, but it can be very lucrative.

The only potential cash flow you can get there is with appreciation, but that's a waiting game and essentially speculation (while losing money every month along the way).

Also, there are plenty of people speculating on the upward trajectory of the Austin market who don't care much about cash flow so long as the property doesn't hemorrhage cash.

Gorsuch is a breath of fresh air to actually follow the Constution when he says "...it is never our job to rewrite a constitutionally valid statutory text under the banner of speculation about what Congress might have done..."3.

During the real estate bubble, it was ignorant speculators using leverage who bought real estate.

This is sort of my "speculation" money so I am OK with not earning as much up front with the chance that the house will appreciate.

Way too much speculation.

The Mortgage Industry coupled with meaningful legislation namely: Dodd Frank Act and the newly created CFPB have clamped down speculation to a large degree.Keep encouraged, good luck in whatever road you take.

Per speculation here:  millennial's took majors like Anthropology, French Lit, and Art History only to find no path from their education/qualifications into the tech market place today.