Understood.

I noticed that when I asked for quotes, many contractors didn't want to take the time to provide a detailed line item estimate and I understood why.  3. 

Those points make sense and definitely understood. 

Thanks Guys for all the feedback.I am new into commercial financing, did flip houses with private investors, so never had to deal with the lenders at all, But please clarify me if I am wrong, as few comments here little confusing to me.What I understood about commercial financing that, the underwritter mainly checks the cash flow from the property to make sure that the property can pay by itself, not looking at someone's personal assets, and most of the commercial financing given to a LLC formed for the particular property, not to an individual.

@John Colemani'd be lying, if i said i understood half of what you just wrote.  

I started with a strong foundation of studying markets/real estate finance and tracking all my numbers to make sure I understood my investment.

All,Short sales are well known and understood by many investors on BP.  

A side benefit that I had not thought of is when I heard something very-very interesting I could use my back key over and over to be sure that I understood.

Told them and they understood.

You understood my question perfectly and that was the precise reply I was looking for.