He bought a big house to move into on the cheap, pulled the equity out at closing using a gift program, then gave the $$ to a holding company supposedly backed by real estate and hard money loans.

Also if anyone knows of great mentorship programs in the area, please share.

There are lots of creative financing programs these days.

who appraises itbanks will usually appraise the property in question right around or EXACTLY for what the sale price is and base their LTV on that sale price..even if the sucker is selling for 200 and is worth 500...always rememberTHE BUYING PUBLIC SETS MARKET VALUE/PRICES.KNOW YOUR MARKET.period.all an appraisal is is an "informed" estimate of property value.

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FANTASTIC program now availalbe for all your buyers.

All liens are publically recorded at the county clerk's office.

I know some investors sneer at investor programs where everything is done for you--but this is a prime example of where it pays off.

Does anyone know of any firms (big or small) with internship programs, paid or unpaid?

I just want a decent place to live, as I think the people at the public library are getting tired of finding me in the middle of the night making a home out of the bathroom stall floor.