It's just been so difficult to move forward with this in CR.

The consequence is that she needs to move to a less expensive place.

Look forward to hearing from you.

Move to an electronic card system even for the soap dispensers. 

It was 20% back when we got into flipping and moved houses for investors 10+ years ago, now it’s 10%.I do not flip anymore, I prefer to flip and hold.

Also what would you cashflow when moving out? 

It appears you have some great skills and experience to move you forward in this endeavor.

We did live in it for one year to satisfy the FHA loan and then moved out, so unfortunately it would have to be refinanced as an investment property with worse rates (8.1%) and higher LTV (25%).

Just keep in mind that you'll want to consult with a real estate attorney or a tax professional to ensure you're making the right move for your situation.To better understand your specific case, can you tell me which state you're in?

Deposits will not be returned (full or partial) until all tenants move out.In the event of abandonment, arrest or death, the following person has the authority to decide when to terminate tenancy and how to store/distribute my belongings:Name: ____________________________________________________Address: ____________________________________________________Phone #: ____________________________________________________