Hi Sam, If the property is priced well and there is an expectation of a handful of offers that you would be competing against, it may be helpful to work with a lender can issue an expedited commitment on the loan within 24-28 hours of getting into contract. 

This is the best place for all things real estate related.

I quick note to the asset manager usually resolves the issue

Okay, here’s a relatively simple one.  

My issue is i currently do not have the necessary funds for the down deposit for the purchase.( Roughly 20-25%). 

So, they will need to remove insulation to access all joists/floor boards.We agreed Dehumidifier to be installed to prevent the issue from reoccurring.I already have vapor barrier installed.Crawl Space Ninja stated that the fiberglass blanket insulation between the joists in my crawlspace can remain removed post remediation.

Hi Scott, It sounds like a good opportunity to deploy the contingency fund for the issue with the roof that popped up.As tempting as it is to use that contingency money to pay down the loan faster I think that sticking with the original purpose of the funds and updating the roof is the best use of that capital for the following reasons:1.An updated roof adds value to the property.

How big of an issue are maintenance requests from residents in terms of time, cost and resident frustration? 

Finding distressed properties is tough even for experienced investors in the area but relatively simple.

You don't necessarily need 20% down and since it's below market, might have room for a healthy seller concession..check with the lender for disclosing the seller relation.