Reasons for claims to be denied include fraud, misinformation, not adhering to the contract conditions (such as securing vacant properties, protecting properties from further damage after a loss, reporting a loss in a timely manner…)So, your usage of the word reasonable in relation to your specific claim is difficult to address without sharing all of the relevant details, but again you can refer to the carrier’s denial, dated May 1, 2014 for the valid and factual reasons your loss was denied.As for us “getting carrier to pay reasonable claims”, we’ve indicated numerous times here, we are the agency, and have no ability to influence a carrier’s decision, as the facts uncovered by their investigation of each claim, stand on their own merit.

I can influence outcomes much easier.One will hear throughout your life, that money does not buy happiness, and while that might be partially true, money sure does provide more happiness "options", as well as opportunities to help others.People are BS'ing to say otherwise.  

Being around people and resources with similar goals and drives will give you the influence you need to stay on take and succeed.

There are probably pockets of the country that this logic can't be applied (Detroit maybe etc), however in the Southern States excluding CA renting on the low side (1200 and below), demand will not wane in the down turn but may actually increase from the filtering of the loss of higher rents or forecloses causing the increase demand for lower income housing.  

I just finished Rich Dad Poor Dad and it really opened my eyes to how our parents can influence our decisions.

in my opinion, this post does not have the element of how to win friends and influence people. best wishes @Rudy Ferrara in your Real Estate endeavors  

@Bruce Woodruff..... while "want" has some major influence on where people decide to live, so does necessity..... what do you do for a living?

They look at complaints, neighborhood settings, who actually live there, and of course political influence to win votes.  

@Misael Carlos Vera Motivation naturally waxes and wanes over time so let it build good habits for you which will pull you through the unmotivated times.

The Market for Single-Family Rentals Grows as Homeownership Wanes - The New York Times (nytimes.com)