I would probably put the sewer bill in my name, and then charge the tenant, just to avoid any lien situations. 

DON’T do it.They make most their money from charging up front fees, NOT lending money.

However, some managers will charge the tenant for it since the change of tenants is what creates the need for a lock change.Talk to your PM.

Conventional What was the outcome?

I think they charge them the original permit cost plus some penalty.I'm not sure when this is done vs. when they take out the hammer and force the work to be undone, it might have to do with who you talk to, what their mood is, phase of the moon, whether it's a safety issue, etc.It is an option though.

Also, if market rents are where you want to raise the rents, where are they going to move where they won't have to pay what you will charge after the increase?

Conventional loan How did you add value to the deal?

Her intention was to refinance into a conventional loan by the end of the 3 years; however, due to lack of planning and her self-employed status, she has been unable to qualify for a loan.

@Lamont Marable we don't charge people for a scope because we want too, we charge so that we are compensated for our time. 

Or at least something that won't kill you for two years, then refinance with a conventional lender.