Across the street from it, there are blocks and blocks of class-C buildings which were built in the 60s and 70s.

This was a few blocks from the main walking street of shops and restaurants.

I bought two mfh buildings BY MYSELF in a reasonable tourist town and live within a block of each.

@Marcus ParasThis is usually on my “avoid” zip list but I think looking at the specific area, down to the block, is really important.

I've seen (probably you have too) the non-HOA duplexes or fourplexes that are overrun by weeds and the siding is peeling and there is trash in the yard or maybe a car up on blocks...

So they will often under appraise initially.Memphis has war zones next to mansions so a couple of low sales can pull down n entire block.  

I think the carriers that have something that will address serious settling issues refer to the coverage as catastrophic event coverage.Are you seeing actual signs of settlement such as cracks around door and window frames, offset concrete block at a foundation etc, or are you just wanting the coverage for peace of mind?

For example, the Renton Highlands are desirable because people love the Issaquah school district; however, there is also a gun range a few blocks from Liberty High school so it can sound like a war zone on weekends. 

Something I would advise for Milwaukee is to drive a couple blocks in all directions, the neighborhoods change rapidly, to make sure you feel comfortable in the area. 

The butcher block counter would look really nice with the color scheme we are thinking, but are a little hesitant because of the increased maintenance, and our overall lack of knowledge about the product.