If the value does go up that much I would refi into conventional after 6 months and drop PMIJune 3, 2013 : FHA MIP Changes AgainThe Federal Housing Administration has made 6 changes to its mortgage insurance premiums in the last 6 years.

Some lenders will advertise a low rate and points but make up for it in "junk fees" (ie: underwriting, appraisal, administration, servicing, etc...).

TD was also making noises of doing the same, but I'm not certain if they ever put it into practice.The problem you will encounter with a small commercial property at most tier-1 lenders (Big-5 banks, and major credit unions) is the commercial lending department is not particularly interested in a property under 1 - 2 million  ... leaving you in no-man's land {which is precisely why RBC started handing 5-6 unit properties as residential}.Once you move to commercial lending, you run into more costs - things like originating fees {like you hear about in the U.S.A.} as you are paying the lender's legal and administrative costs.  

If so, as a RE investor, aside from the main classes of the RE principles and practice, the program gives us a choice to chose one of these elective classes: Real Estate Finance (2011-04)Real Estate Appraisal (2383-06)Real Estate Economics (3228-10)Property Management (3008-08)Legal Aspects of Real Estate (3192-10)Real Estate Office Administration (3166-09)Escrows (1670-97)As an investor who only wants to sale properties that are my own, what class do you think will be more beneficial to me?

Two items I did leave out is agent fees for tenant placement contracts and administration/accounting which will later will be minimal, so I guess these two items should be more than covered in the $10,000 misc. right?

The paperwork and administration gets to be heavy.  

"Look what I have to deal with todays" and "rants" and mind share dedicated to problems caused by lack of clarity around lease administration go way down when the lease terms are followed and process are clearly communicated and followed.  

Since you are now operating a business you must know the codes that govern your business.By learning the codes you will not need the assistance of this forum as much as you will already have the answers to all your administrative questions regarding tenants.It is your responsibility to know the law.

In a probate, petitioner could be administrator, executor, conservator, guardian or even trustee or public administrator. 

There is a small-estate administration process in Pennsylvania that this grandmother may qualify for.