Cash-Out Refinances(B) Maximum Mortgage Amounts(1) Standard(a) Maximum Loan-to-ValueThe maximum LTV is 80 percent of the Adjusted Value.

I would suggest setting a calendar reminder closer to your anniversary and in the meantime get into the site more and use the tools.

-Cash reserves: Set aside a portion of your $50k cash as a reserve fund for unexpected expenses, such as repairs, vacancies, or market fluctuations.

If you have 3 properties you own for cash, that cash flow is good so I would think about the HELOC because that will adjust the overall cash flow of the units and add another liability.

Now, if I had to pay someone to do these things, that quote could easily double. 30k settings a little high, but I can see how some of the higher end contractors may want to charge that.My suggestion would be for you to keep the layout as close a possible to the original  can you do some of the work yourself?

It makes our business stronger when we listen and adjust to what the audience is telling us.  

The adjusted returns will probably be better and you won’t have to listen to tenants. 

Let's say you pass on their offer; but you have already set aside funds for your holding costs for X- number of days on market. 

It is a set return, not annualized.

Or at least know what you're buying and what you're not.They had coverage just a very bad adjuster.