I noticed a while ago how many good retail leads go to waste when trying to wholesale in California.

Then you are askig more contractors to bid on the job.It is easy to say "hey, I am giving the contractors work" but in reality, you are wasting their time.

The key is not to get too sucked in where you are wasting a lot of energy and time.It is probably easiest to just send them the requested letter.   

AS @Russell Brazil  says there will for sure be another recession that's a given.but who can time it.. and will it be regional.. there is always mini recessions and hot markets.just look at when a factory folds in some smaller burg.. or like right now look at South Carolina which is ON FIRE for jobs.Boeing 787New Volvo factory not yet manned but thousands of jobs and support coming in the next yearMercedes building a new factory same thing.building a new embarkation debarkation for cruise ships in Charleston  14 hotels under construction in Charleston.. then look at another market where not much is happening and won't be happening.but right now real estate is hot and frankly its pretty solid right now.I am not sure on the MF side that kind of goes up and down on over building .. and commercial as well.Like I probably would be a little nervous in the Mall space or some commercial with brick and motor kind of changing.But with the owner occ resi seems pretty solid.. no sub prime NO liar loans.. 

It was built 1915 and the bones are super solid but the last major work was done around the 70’s.

Again, I like other markets like Raleigh, Austin, Salt Lake city, Vegas but when the numbers don't make sense; I don't want to waste my time.

I have $ in savings, a solid W-2 dual income with wife, and 775+ credit score.

i've used these guys before on my old, 1904 avondale house - and they were solid.  

I worked my way through college as a teller at Pnc bank for 5 years, which gave me a a solid financial knowledge foundation.

I don’t have experience with Oak Tree but I use (and know personally) Solid Rock Property Management.