The deal is solid and I can guarantee repayment (based on my personal income) regardless within 6 months maximum.

The nice part about it, if you're a borrower who discovers the loan you took was unlicensed, is that the maker becomes liable for repayment of the entire amount paid into the loan (principal and interest), in addition to the possible loss of the collateral interest in the property.The question to ask yourself, whenever someone says "you can probably get away with it if you limit the number of transactions you do" is... what are your morals?

The loan agreement is a contract that governs the repayment terms so no bank or organization can come in and renege on those terms.

The recipients get a lot of mail so you will want to be unique and stand out among the crowd.

The six digit number is not unique for each deposit.  

Now, for all the guru taught wholesalers to chime in crawling all over me with their justifications why he added such fantastic value with his unique skills.

My lawyer is very experienced in creating medium to large HOAs, but my situation is a bit unique.  

The reason I say this is because each person who shares has a unique way they got started and it might help you in making your decision. 

Here is my opinion so far:US:- 30yr fixed principle repayment mortgage, so actually build equity assuming 0 appreciation- rates around 4.2% right now (also get a small discount through work)- first 4 properties 20% down, then 25%- can deduct all expenses plus depreciation- I have a large liability in USD (student loan) so would be good to have a USD cash flow and avoid FX riskUK:- interest only mortgages with 3-5% fixed rates for 3-5 years...then need to refinance (which can be expensive and unpredictable...also interest only so relying on appreciation)- however, interest only improves the cash flow significantly as the mortgage amounts are tiny- 25%+ down- slightly less tax friendly, it seems- much less space, higher population density and growth...points to higher average appreciation potentialDoes anyone have any thoughts?

Clearly you have a rather unique situation here as you were in the process of transferring occupancy from one person to another due to a sale.