I'd just say sit back, relax, be patient and enjoy your roughly $4,800 a year in cash flow.  

@Allan Smith Merry Christmas and Happy Holidays Allan I’d love to connect

my biggest concern here is to be stuck with the full amount upon leaving or face withdrawal penalties Yes you effectively have a "payment holiday" - just be sure that the loan is current when you leave 

Hello BP Hope everyone had a happy holidays !

We like to spend at least one big holiday down there with family, but you can just about double your nightly rate during big holidays.

Just getting outside to walk around and hit some crappy golf shots helps us enjoy some time off and relax.

It's the Holiday Inn Fort Worth Convention Center in TX.

Is there anyonehere with experience in renting-by-the-bedroom or basement LEGALLY that canenlighten me on a cost-effective way of doing it or cities in Canada that havemore relaxed laws that won't need you to break the bank to be according to thebuilding code of the city.

Ryan Holiday talks openly about multiple friends or successful people he's worked with have these goals that they work toward in order to achieve something they can do right now. 

Happy holidays,I am looking to practice underwriting multifamily deals and was wondering if anyone had ideas on some resources you or others use to get rent rolls and T-12s for underwriting.