What if no other insurer will provide a new policy, but my lender requires full ongoing coverage, and would treat a naked situation as a default, meaning immediate loan repayment or foreclosure?  

My wife and I were raising 3 daughters at the time and wanted to provide well for my family’s future.

Essentially purchasing and converting a single family home into a home that will house 8-16 seniors and provide caregivers, etc. 

:🔹 Map Your Touchpoints: Reach out at optimal times, provide pertinent info early, and maintain the right number of touchpoints.

Lending Provide a copy of the contract to your lender so they have the material terms of the agreement.

Partnering with Mike Hardin provided valuable local insights, making this an attractive and strategic investment for Partner Driven.

Although in Canada it was/is the Ensuite room. and even here on Biggerpockets one lady got on about how she is lobbying in the state of Indiana to have the term Landlord removed from the vernacular and replace with  ( Housing Provider)  the thought being Landlord denotes Lord of the land and superiority over the tenant I guess is the point. 

An Umbrella policy provides additional coverage if the limit on your Homeowners or Auto policy is exhausted due to a covered claim. 

If you have reserves, can you invest the money that provides a better NET return (after tax) than putting it into the down payment3.

Can you explain further or provide books, Podcast, or other resources on HOW this would be a possibility?